Banking Sector

Institute Agenda :-

      Study Materials ,Bag , ID Card Provide  & Course Non - Semester Pattern. Exam Scheduled July/August Month, Before 2 Months informed to Exam Appear students for their Hall Ticket Register.

    (Note: Anytime agenda  can change on the Management Basis.)

Learning Mode:- (Selection Type)    

Course Overview:

            The Program provides training in credit and loan processing, covering tasks like evaluating loan applications, verifying borrower information, assessing creditworthiness, and guiding clients through the loan process.

Course Responsibilities:-

• Application management: Receive, review, and prepare loan applications, collecting necessary financial documents like pay stubs, bank statements, and credit reports.
• Risk assessment: Evaluate an applicant's credit history, income, and financial stability to determine their ability to repay the loan, a process that includes analyzing credit scores.
• Client consultation: Meet with potential borrowers to understand their needs, explain the different loan products available, and recommend the right financial solution for them.
• Documentation and submission: Organize all application information, write and submit the loan package to the lending department for approval, and follow up with clients.
• Compliance and record-keeping: Adhere to all federal, state, and local laws, regulations, and lending guidelines. Maintain accurate records of all loan activities and client interactions.
• Post-approval support: Inform clients about loan terms and conditions, their obligations, and provide ongoing customer service throughout the loan process. 

 Course Curriculum Components:

Loan application processing and documentation

• Step-by-step loan application processing
• KYC (Know Your Customer) and AML (Anti-Money Laundering) compliance
• Verifying applicant income, employment, and collateral
• Collecting and organizing key documents
• Digital documentation and e-KYC 

Credit analysis and financial verification

• Analyzing credit reports and credit scores
• Verifying financial documents like pay stubs, tax returns, and bank statements
• Identifying red flags and inconsistencies in financial data
• Calculating debt-to-income (DTI) ratios
• Verifying assets and liabilities 

•  Job Opportunities:  banking, lending, and financial sectors for roles like loan processing, risk management, underwriting, and business advisory
• Features of the Course:

           During Training Period, OJT at Hospitals/Industrial/Companies

                  (If applicable courses only)

Placement Guidance:

            Those who are Regular and Part time candidate Assurance the Placement 100% throughout India based on the candidates and other online and distance Candidates. We will guide to the Placement and based on the Candidate’s willing.

1. Further Clarification Contact: 88701 91125 , 96299 01300 , 73582 18375